We get it — mistakes happen. If you make a transaction that exceeds your balance, overdraft protection has you covered.


Iowa State Bank offers overdraft protection to our customers. This service is a safety net available for when you overdraw on your account. When your account is overdrawn, our system will automatically transfer, in minimum increments of $50 or $100, from the account of your choice to cover the amount. There is a $5 fee for that transfer per day, which is withdrawn from the protected amount.