Save up for seasonal expenses ahead of time — and save yourself from plenty of holiday stress.


Key Features

  • Competitive Interest
  • Free Digital Banking
  • Set aside little by little, year-round for holiday-related expenses
  • Variable rate of 2.00% APY1 up to $25,000
    • Balance above $25,000 earns no interest
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits at any time, in any amount you feel comfortable with
  • Avoid holiday-induced debt and stress
  • Funds automatically released via check in November of each calendar year2
  • Early withdrawal will result in a penalty2
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • $1 minimum deposit to open

1 APY = Annual Percentage Yield. Accurate as of February 1, 2024.

2 You will be charged $10 or three months of interest, whichever is greater, if you close the account early.