Save up for seasonal expenses ahead of time — and save yourself from plenty of holiday stress.
Key Features
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Competitive Interest
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Free Digital Banking
Competitive Interest
Free Digital Banking
Details
- Set aside little by little, year-round for holiday-related expenses
- Variable rate of 2.00% APY1 up to $25,000
- Balance above $25,000 earns no interest
- No monthly service fee
- No minimum balance requirements
- Make deposits at any time, in any amount you feel comfortable with
- Avoid holiday-induced debt and stress
- Funds automatically released via check in November of each calendar year2
- Early withdrawal will result in a penalty2
- Free digital banking services, including:
- Free online banking
- Free mobile banking
- Free e-statements
- $1 minimum deposit to open
1 APY = Annual Percentage Yield. Accurate as of February 1, 2024.
2 You will be charged $10 or three months of interest, whichever is greater, if you close the account early.